Coldwell Banker
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Our Agents

OBJECTIVE

To provide my clients with; extensive up-to-date knowledge of the Bay Area Real Estate Marrket, exceptional customer service in the areas of thorough explanation, integrity, advocacy and negotiation, and a seamless transition into your new home.

EXPERIENCE

2008-Present Cashin Company Burlingame, Ca
Professional Real Estate Salesperson
Responsibilities include, but are not limited to; listing solicitation, servicing and selling, appraisal, arranging of financing, advertisement design, escrow management, contracts, and public relations.

2005-2008 Coldwell Banker San Mateo, Ca
Professional Real Estate Salesperson

2003-2005 Personal Training Studio Owner San Mateo, Ca
Personal Trainer
Running a personal training and pilates practice was a wonderful vehicle for real estate sales. It gave me the toolset needed to grow a base of clients into a producing network; referrals come from exceptional customer service and a knowledge within the industry that surpasses ones competition, I have brought these qualities into my real estate practice. In addition, managing, organization, and marketing became of the utmost importance, providing an opportunity to hone these skills which I use daily in my real estate business.

EDUCATION

2003 University of California, Santa Barbara
B.A., Political Science
• Minor, Personal Training and Group Fitness Education

1999 Mercy High School, Burlingame, Ca
Graduated with highest honors
Member of the Honor Society, Spanish Honor Society, Captains Circle

UNIQUE QUALIFICATIONS

Native Northern Californian: Born and raised in the Bay Area, my extensive knowledge of the peninsula allows me to specialize in helping buyers and sellers in all price ranges– from the 1st time home buyer to the experienced real estate enthusiast.

Full Service Buyer Assistance: I take pride in offering full service to all buyers. This includes, but is not limited to; a thorough discussion of your wants and needs, education of the process of putting in an offer, title, and escrow, immediate information on listings meeting your criteria, home tours, extensive and continual communication, review, explanation when writing an offer and after, valuable negotiation on your behalf, escrow follow up, bringing you the keys, and throwing your very first housewarming party!

Customized Marketing System: As each and every home and client is different, so is my marketing system. It is designed to fit the needs of the individual situation. Our ultimate goal is always to get the highest price with the best terms and to minimize expense. Further details to follow...

PERSONAL PHILOSOPHY

Integrity and Professionalism: I provide integrity without compromise. I bring diligence, discipline, tenacity, and keen negotiation skills into helping you reach your real estate goals.

Service: I am fueled by a commitment to provide unsurpassed levels of personalized service. The buying and selling of ones home is not just a transaction, but a persoanl decision and life choice that will impact each and every day of ones life. I throughly enjoy taking part in this process with my clients and make it my commitment to help them identify and prioritze their needs and concerns, thereby supporting their personal real estate goals.

Enthusiasm: I work from the philosophy of “love what you do or do something else,” I chose to enter the Real Estate profession because I have a passion for Real Estate and helping people, I hope to share my love and excitement with you!

INTERESTS
Junior league, Mercy High School Alumni Board, Reading, Hiking, Cooking

 
650.678.5455

QUALIFICATIONS

Thirty two years experience in development, finance, acquistions, sales, asset management, office management, marketing, and the construction of residential, industrial, hotel/resort, office and retail for a major real estate development company, major mortgage banking company, prominent sales companies and own account.

EXPERIENCE

2001- Present Cashin Company Burlingame, Ca
Real Estate Sales

1992-2001 Coldwell Banker Burlingame, Ca
Real Estate Sales
Responsibilites include listing solicitation, servicing and selling, appraisal, arranging of financing, advertisement designing, closing coordination, contracts, and public relations. Specializing in the luxury housing in Hillsborough, San Mateo, and Burlingame area.

1980-1991 Seeger Investment Corp. Hillsborough, Ca
Vice President/Secretary
Real Estate Development

1983-1988 Perini Land and Devopment Company San Francisco, Ca
Manager of Finance
Since the mid-1950’s, Perini Corporatioon has been in the real estate development business throuugh its subsidiary, Perini Land & Development Company. Real Estate Profits constitute a substantial portion of Perinnin Corp. earnings, and PL&D is a major national real estatete entity in its own right. PL&D’s activities are concentrated in the Perini Corp. markets of Massacheusetts, Florida, Arizona, California, and Georgia.

1984-1988 Perini Investment Properties Inc. San Francisco, Ca
Project Finance/Acquisitions & Sales

1978-1983 First Interstate Mortgage Co., San Francisco, Ca
Assistant Vice President for Real estate finance
Up to the mid 1980’s, First Interstate Mortgage Company was the largest and most respected mortgage banking company in California with over 30 correspondent relationships with major life insurance companies and pension funds.
Responsibilites included direct client solicitation for the purpose of originating permanent loans in Northern California and Nevada and the solicitation of loan commitments from large groups of potential life insurance companies and savings and loans clients. Responsible for all client and lender contacts, project appraisals, underwriting, packaging and all lender/client negotiations. Originated and underwrote construction loans for the company. Financed all major property types.

EDUCATION

1974 University of Memphis
Memphis, Tenn.
BS, Education with Honors
Masters of Education with Honors

CONTINUING EDUCATION EDUCATION AND PROFESSIONAL AFFILIATION

1974 University of Memphis
Anthony Schools-Real Estate Sales License Course
Pasadena City College-RE Appraisal, Residential Properties
American Institute of Real estate Apprraisers-Course 1a1, Income Property Procedures
LA-MBA Income Property Finance Seminar
LA-MBA Income Property Loan Closing Seminar
SF & NY-MBA Convention
Hillsborough-Board of Directors, Hillsborough Schools Foundation
San Mateo County Association of Realtors
National Association of Realtors
California Association of Realtors

INTERESTS

Football, Gardening, Travel, Time with family and friends, laughing.

 

www.susanmichalhomes.com

www.christinekosturos.com